Tom Hegna – Greatest Retirement Asset



Please visit Tom Hegna here:

This quote is but one of many I found on Tom Hegna:

“Few people have a multi-billion dollar impact on a company or an industry. Tom is one of those people.Tom has an unbridled passion for retirement income. This passion is contagious and motivates agents to action. His ideas are simple, yet sophisticated. He resonates with the newest agents and most experienced agents alike. Very few people have the ability to light up a room like Tom does.”


I first found Mr. Hegna on Youtube.  I have been a follower ever since. If you care about how many assets you can fall back on when you retire (or when things go south) I would heed what Mr. Hegna has to say.

I am NOT the creator of Mr. Hegna’s material nor contributor, nor author of any kind. I am simply re-blogging it as a courtesy to my readers.

Note: If you are the owner of the of any of the information on this post and you want me to remove it please inform me and I will do so immediately.


What’s Your Greatest Retirement Asset? (Clue: It’s Something Most Of You Won’t Think Of)

The surprising truth about your social security benefit and how to make the most of it.

Let me ask you what many may think is a trick question. What is the largest retirement asset that most Americans have?

Is it:

  1. Their Corporate Pension
  2. Their 401(k)?
  3. Their home?
  4. Their Social Security benefit?

Most people think your 401(k).


The truth is that the largest retirement asset that most Americans have is actually their Social Security benefit.


Social Security was established in 1935 to alleviate poverty among the elderly during the Great Depression. Today, millions of Americans rely on Social Security, and, for many, it is their primary source of retirement income.


While most people have thought for years that the biggest purchase you will ever make is your home – and it very well may be – and the largest amount of savings you may have could quite likely be found in your 401(k), the truth is that the answer to the question about the largest retirement asset that most Americans have is actually their Social Security benefit.

If you are single and you’ve worked for 30 years, depending on how much you’ve contributed, your lifetime Social Security benefit could be worth more than $400,000. If you’re married, your combined lifetime benefit could be worth in excess of $1 million and even more if you use certain Social Security benefit maximization strategies.

Just how big is the Social Security program? Much bigger than most people might imagine.

Unfortunately, there are many Americans who don’t take advantage of maximizing their Social Security benefits and, in the process, end up losing access to hundreds of thousands of dollars. This is why our second step to retirement security is maximizing your Social Security benefits.

The process of maximizing, or increasing, your Social Security benefit involves timing. To fully maximize your benefit, you must consider the appropriate start date to begin receiving your retirement payout so that you and your family can get the largest possible amount of lifetime income benefits.

There are also benefits that some people may never even have known existed and are eligible for. Did you know that you can claim benefits on an ex-spouse? Or, that if you are a widow, you can claim benefits as early as age 60?


In Don’t Worry Retire Happy I go into greater depth as to how to use maximization strategies, and the kinds of benefits that are available to you through the social security program that could see even more paper in your pocket.

So stick with me and I’ll show you how to do this!


For more information, view my whitepaper Social Security – Maximizing Your Benefits


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